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Site of the Day: It is cool to be a pig

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The site of the day is good one. With a recession looming, people are tightening their belts and watching what they spend especially with those pesky credit cards, putting money away for a rainy day becomes more important.

The idea of saving money for something instead of buying it on credit is almost foreign in our culture. Once you save for something special and pay for it, nothing beats that feeling.

Well my site of the day can help you with your savings goal. It is called SmartyPig. Think of bank meets a social network.


SmartyPig is a simple, smart, fun way to save for a specific goal. Using groundbreaking technology and the latest in security standards, SmartyPig allows you to invite family and friends to contribute to your account, gives you additional incentive boosts from top retailers who sell exactly what you’re saving for AND *4.30% (APY) interest on the money you’re saving. Simple, Smart, Savings. SmartyPig!

SmartyPig would be great for Parents to teach their kids about the importance of saving. It would also be great to budget for holiday shopping. Just a get an idea of how much you spend on gifts last year and adjust somewhat for the next year holiday season. Then that budget number would be your savings goal. By time the holiday season rolls around, you will have enough money for gifts without having to use a credit card.

Once you reach your goal, SmartyPig gives you two options on getting your money. You can get a pre-paid mastercard, or a gift card from one of their partners. You can shop at stores like Best Buy, Amazon.com, Gap, JCPenny's, Lowe's and others. Plus if you choose the gif card option, you get up to a 5% boost to your money.

Check it out.

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